Short-term loans are granted for the financing of current liquidity, working capital, export, refinancing of liabilities and loans with other banks and for other purposes.
Loans can be in dinars, in dinars with a currency clause in EUR and in foreign currency (EUR), with repayment period of up to 12 months.
Overdraft on current account
Within its offer, Komercijalna Banka offers clients an overdraft on current account with favourable terms and conditions of use. Overdraft on current account is approved for financing current liquidity, in dinars, for a period of up to 12 months.
100% DEPOSIT COVERED LOANS
Loans covered by 100% deposit are approved to small, medium and large enterprises. Purpose of these loans is financing in accordance with the client’s business needs (speculative operations are excluded, as well as the activities contrary to MLP and FT). Loans are approved in dinars, in dinars with foreign currency clause, in foreign currency, with repayment term and grace period depending on the client’s need, with repayment in instalments, annuities, repayment at the end of period.