Kombank Start Set

Kombank Start current account has been created with the needs of the young people, between 18 and 27 years of age, in mind. Users of Kombank Start current account can enjoy the products and services of Komercijalna banka without paying the monthly maintenance charges.

Kombank Start current account is opened and maintained in dinars with no additional indexation. At the moment an application is made, the client should be younger than 27. The funds are deposited without a time limit. The procedure for opening the Kombank Start current account is quite simple and requires only a valid identification document.


Products and services included in the Kombank Start current account:


Foreign currency account

A foreign currency account is opened with a valid identification documents. No interest is paid for the deposits and the following currencies can be deposited: EUR, AUD, CAD, DKK, JPY, NOK, RUB, SEK, GBP, USD and CNY. Apart from personal payments, the foreign currency account can also be used for receipts from abroad (loro remittances and foreign checks) and from Serbia (as a result of the contract on the purchase and sale of property, lease of a flat or commercial space, etc.), for the use of payment cards, etc.


Debit card


Electronic service

Electronic services (eBankmBankSMSKOMeKEŠKOMeCENTARKOM4PAY)


Direct debits

Direct debit


Insurance by Generali osiguranje Srbija a.d.o.


Insurance against financial loss arising from the misuse of one of the Bank’s debit payment cards, as selected by the user in the Application for the set of services / Request for the change of set at the Bank and other risks (Secure Wallet), together with the insurance against illegal use of a mobile phone / SIM card, covers the following insurance events:

  • misuse of the stolen card,
  • skimming*,
  • theft of personal documents together with the insured card,
  • cost of blocking and replacing the payment card
  • illegal use of a mobile phone / SIM card by third parties.

*Skimming means the process of copying the magnetic record from the card’s magnetic strip that is related to the process of stealing data from the card when using it in any of the legal transactions and using the copy of the card without the awareness and consent of the card user and the card issuer.

Illegal use of the mobile phone / SIM card means the cost for the calls made by a third person who uses the mobile phone / SIM card illegally within 24 hours, before the theft is reported to the police and the network provider (who then blocks the SIM card).


Preferential currency quotation

Users of Kombank Start current account are allowed to purchase and sell euros through eBank and mBank at the most competitive exchange rate in the market.


Pre-paid card

Youth debit card (One&Only) – no issuing fee charged.